Non-Recourse AR Financing Program
Graystone Commercial Capital works with several lenders nationwide to broker full-notification, non-recourse factoring. We facilitate the purchase of your AR invoices, notify our client’s customer’s to pay our lenders directly and assume the full credit risk for nonpayment. Our transactions range in size from $1MM to $100MM in receivables on an annual basis.
There is no cap on the size of our non-recourse factoring facilities. The size of the facility is based on the amount and quality of our clients’ Accounts Receivables.
Simply put, our lenders are concerned with the health of your Accounts Receivables, and the ability to purchase them free of any bank lien. We look closely at the credit worthiness of our clients’ customers. We are less concerned with the strength of our clients’ balance sheets. For example, our lenders consider companies with negative net worth, those losing money, and those in Chapter 11 Bankruptcy.