Asset Based Lending

Accounts Receivable Financing (Factoring)

Every business has to maintain their cash flow in order to remain profitable and healthy. Small to medium-sized (and in some cases large) businesses that make or distribute products and/or provide services to other businesses in virtually every industry can benefit tremendously from A/R Financing.

Invoices that don’t get paid for 30, 60, or 90 days has a tremendous effect on cash flow. Graystone offer’s accounts receivable financing allowing you to turn receivables into cash with in 48 hours.

Purchase Order Financing

Purchase order financing is an excellent method for a business to obtain quick capital. It is a great solution for when cash flow reserves are low. The problem happens with many businesses because the suppliers want you to pay upfront with a C.O.D., but a company’s customers want to pay you on net 30 or net 60 day terms. Cash flow is a common problem for manufacturing companies especially because while goods are in transit, invoices are not paid. Purchase order financing frees up a company’s cash for critical business expenses or to fulfill larger orders. Another benefit is that it does not show up as debt for the owners business. This makes it possible to not only use extra cash to get discounts on purchases, but it also allows a business to get approved for more financing.