Turn your Accounts Receivable into cash with our Factoring product.

Factoring is a different kind of financing option, one that doesn’t depend on your credit score or financial history in order to be accepted or get a good rate. Factoring receivables enables you to get instant liquidity to reinvest back into your business.

The Big Difference

Unlike traditional loans, financing receivables do not depend on your credit history. Instead, your customers’ credit history is what we look at, since we essentially turn your AR department into working capital for you to use to expand your business. We do this by purchasing discount AR invoices.

Underwriting Criteria

Companies with little or no credit history may qualify for factoring, provided they have credit-worthy customers. Your company’s accounts receivable and our ability to purchase them free of any bank liens is our primary concern. Our Factoring product is only for B2B or B2G companies.

We take on difficult deals. If your company has struggled to obtain financing, we may be able to help.

  • Negative Net Worth
  • Balance Sheet Issues
  • Losses
  • Debtor Concentrations – including single debtor
  • Start-ups
  • Poor History/Credit Scores or Bankruptcy

What’s need to get started?

All we need is a customer list and an AR aging report. Please contact us to learn more.